You made it!! Once you have your down payment and have qualified for a pre-approved mortgage (your credit score is in order and all documentation has been provided), you are ready to start searching for your perfect home. Your Mortgage Professional can give you recommendations for a realtor, if you don’t have one already.
- Clean up your debt and credit score. These two things will carry you through your financial life, so it is important to learn the right habits and put the work in now.
- Get pre-approved! It is worth it.
- Stick to your budget! You went through a lot of effort to prepare it, so don’t look at anything over your budget (even if that house has a REALLY great pool!).
- Don’t forget about closing costs and additional fees! Leave room in your purchase price for these things.
- Ask questions! Anything you are unfamiliar with or are uncomfortable with, ASK! That is what your Mortgage Professional and realtor are here for.
Published by DLC.