Understanding Your Credit Score

Planning for a Mortgage Raymond Walia 19 Feb

One of the important factors in home ownership is understanding things like your credit score.  Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when it comes to qualifying for a mortgage at the […]

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6 Important Questions to Ask Before a Big Home Renovation

General Raymond Walia 19 Feb

So you want to make a major home renovation. Congratulations! Now, you’ve got to find the right contractor for the job. While doing a thorough online search or asking family and friends is an important first step, once you find a potential contractor, it’s time to start treating the process like a job interview. Being […]

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The Top 7 Misconceptions About Reverse Mortgages

General Raymond Walia 19 Feb

How much do you really know about reverse mortgages? Maybe you know that reverse mortgages can help Canadians 55+ access the equity in their home, tax-free. Maybe you know that tens of thousands of Canadians are using a reverse mortgage as part of their financial plan. But did you know that there are 7 common […]

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What will the real estate industry look like in 2021?

General Raymond Walia 19 Feb

If there is one word that defines life in 2021, that word is change. How much and for how long is uncertain. And while some changes may be temporary, many may be here to stay. How will all of this change impact the real estate industry? Some key trends have emerged that bear closer scrutiny. […]

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Architecture and Design Content You Need to Watch (and Listen To and Read)

General Raymond Walia 19 Feb

Feel like you’ve watched every piece of content available on Netflix, and Disney+, Crave, Hulu, or whatever streaming services you use? I feel the same way.  I’m currently rewatching Friends for the millionth time and reciting lines that I didn’t even know I had memorized. Sifting through vintage stores, furniture and design shops, and flea […]

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5 Things to Know Before Buying a Rural Property

General Raymond Walia 13 Jan

5 Things to Know Before Buying a Rural Property As cities continuing to grow bigger and busier, a rural home beyond those limits can seem like a dream come true! However, before you dive into country living, there are a few things you should know! Especially, how different it can be to qualify for a […]

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Getting a Mortgage When You’re New to Canada

General Raymond Walia 13 Jan

Getting a Mortgage When You’re New to Canada Canada has seen a surge of international migration over the last few years. In 2019, we welcomed a total of 313,580 immigrants to the country! This is an increase of 40,000 individuals when compared to 2017 numbers. According to planned immigration levels, it is estimated that Canada […]

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Rate Holds Explained

General Raymond Walia 13 Jan

Rate Holds Explained If you shopping for a home, or have worked with a mortgage professional in the past, you’ve most likely heard of rate holds before. If not, it is something that every potential homeowner should be aware of. This is especially true for the application process as it has some great benefits for […]

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